i sure hope you'd agree, i pretty much copy pasted what you wrote....
LOL....that's what I get for posting after I just woke up.... =P
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If anyone is looking for a mid zoom lens....stay away from the 18-135mm Nikon. It's not that great. There's considerable light fall off at the 135mm end. I didn't have a chance to test out where it starts. Picture quality wise, it's not bad after you fix the lens portion of it in lightroom or photoshop. I say if you're going to get a midrange zoom....the nikon 70-210mm F4 would be better suited. The pics that come out of that lens is damn sharp! I have the old manual focus, push pull version and it does an excellent job.
I did stumble onto a few good deals on craigslist for cameras. Had a few D80's up for sale for fairly good prices. May want to look there and save some cash.